Match your chart of accounts exactly.

Our flexible integrations don’t require you, or your employees, to change how you do business. We do what any responsible software company would: start with your chart of accounts and fully customize BILL Spend & Expense to match.

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Easy. Smart. Seamless.

Bill Spend & Expense is the all-in-one expense management solution that combines free software with corporate cards to provide a seamless experience for requesting, spending, and tracking your business finances.

Business credit
Fast and flexible credit for businesses of all sizes, with lines from $500 - $5M. Apply in minutes.²
Expense management
Expense management software that helps to simplify and streamline your expenses.
Spend management
Budgeting software that helps you take control of your budgets and spend smarter.
Virtual Cards
With a unique card for every vendor, your business is better protected from over-charges and fraud.
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The BILL Divvy Card
vs. other corporate cards

BILL

No annual fees

Flexible rewards

Seamless, automatic expense management with BILL Spend & Expense software

Access to virtual cards for greater control of your online purchases and subscriptions

Each employee gets a card that can be controlled by your admin

Set budgets to control spend

Other corporate cards

Annual & monthly fees

Set rewards

Used in combination with other software like Expensify, Concur, Excel, paper expense management, etc.

Some allow for virtual cards

Limited number of cards per organization

No spending locks or tracking

Expenses as easy as 1-2-3

illustrated hand with credit card

Employees spend, you get notified

Capture required information

Review, approve, and sync transactions

Budgets just got a whole lot easier

illustrated dollar bill

Have control over all your money

Send funds in seconds

illustrated computer and phone

See transactions as they happen

What users are saying

$10,630

average monthly savings.

94%

of users would recommend BILL to a friend.

12 hours

average monthly time savings.
Based on a survey of 127 BILL Spend & Expense users conducted by UserEvidence in March 2022.
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Ready to start spending smarter?

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¹Terms & Conditions. Restrictions on Participation: You are prohibited from the following: Advertising on any website that contains or promotes illegal or inappropriate activities, undertaking (or attempting to undertake) any self-referrals, fraudulent transactions or other actions inconsistent with the intention of the program, and using the BILL brand or marks or promoting BILL services in a way that disparages or otherwise reflects poorly on the reputation of BILL. BILL may suspend or terminate your participation in the referral program if, in our sole judgement, you fail, or we suspect that you have failed, to comply with any of these terms. BILL reserves the right, at its sole discretion, to change the terms and conditions of this program at any time. Conditions for Payment: There are 3 referral stages. Pending, Qualified and Approved. To qualify, the organization you are referring (“your referee”) must become an Approved BILL user. Pending rewards for each approved referee are reviewed and issued daily. You and your referee will each receive a $100 in Visa pre-paid gift cards for every approved referral. You are eligible to receive gift cards for a maximum of 5 approved referral rewards each calendar year. Self-referrals are not eligible for rewards. Personal Information. Personal information provided in connection with this program will be used in accordance with our Privacy Policy and our service provider’s Privacy Policy.