Thousands of businesses are using BILL Spend & Expense to transform their expense management

The all-in-one expense management solution

Track, manage, and control all the ways your business spends in one place.

Business credit

Get access to the funding you need, no matter the size of your business. Apply for a credit line in minutes* and start spending smarter with BILL Divvy cards for all employees.

Expense management

Business purchases that happen on a BILL Divvy Card** are categorized with a few taps on a phone. Say goodbye to out-of-pocket reimbursements and manual expense reports.

Spend management

Build a budget with admins and users, divvy out funds, and watch spend come in exactly on target. With real-time tracking and controls, BILL gives you the tools to take control of your budgets.
*Credit lines are not guaranteed and will be determined upon application approval.
**The BILL Divvy Card may be issued by one of Divvy Pay, LLC's bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.

BILL BILL Spend & Expense is free-to-use

The BILL Spend & Expense software is really free-to-use. Manage budgets, control spend, track expenses, and more, with no confusing contracts or hidden fees.

  • Get as many physical and virtual cards as your team needs
  • View and control all your expenses with an intuitive app
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Real businesses report saving significant time & money when using BILL as their expense management solution¹

487%

return on investment

$150K

saved in noncompliant spend

75%

time saved on expense reporting
¹BILL Spend & Expense commissioned Forrester Consulting to conduct a Total Economic Impact™ study on the potential ROI of BILL Spend & Expense. Data was gathered from four customers using 12 months of data, and aggregated to create a composite organization based on the characteristics of the interviewees’ organizations.

“I’m really glad that BILL and [BILL Spend & Expense] can handle our complexity. We’re special, but BILL and [BILL Spend & Expense] give us what we need.”

Christy O’Neil
CFO at The Life Link

Getting approved is simple

Apply for credit

Get approved

Start spending

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Ready to start spending smarter?

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BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; The BILL Divvy Card may be issued by one of Divvy Pay, LLC's bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.
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