Divvy is now BILL Spend & Expense

BILL Spend & Expense makes it easy to access the funding you need, no matter the size of your business. With business credit limits from $1000-$5M¹, and easy, automated approvals, BILL Spend & Expense can get you access to the capital you need.²

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Control. Simplify. Save.

BILL Spend & Expense is the all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.

Business credit

Fast and flexible credit for businesses of all sizes. Apply in minutes.

Expense management

Expense management software that streamlines your expenses. No more expense reports. No more wasted time.

Budget management

Take control of your budgets and start spending smarter with customizable spend controls and policies.

Mobile app

Enable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time.

Virtual cards

Enable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time.

Reimbursements

Track out-of-pocket expenses and manage reimbursements all in one place with BILL Spend & Expense.

Start spending with BILL Spend & Expense for free

That’s right. BILL's world-class spend management software is free.

No hidden fees or contracts
As many physical and virtual cards as you need
Add-ons for a fraction of the price of competitors

Get started

“[BILL] makes it super easy to manage physical and virtual cards for over 70 cardholders. No big month-end reconciliation process. Everything is tracked in one place, in one account—for free.”

Paige Oldham

CFO at Health Solutions

¹Credit lines and the advertised range are not guaranteed and will be determined upon application approval.
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²For requests of credit lines up to $400K, customers will be evaluated and assigned a credit line using automated scoring models. If a customer's request cannot be determined using the automated scoring model or the request is for more than $400K, Divvy will manually review.