Flexible credit. Smarter spending. That's BILL Spend & Expense.
It’s a knockout combo: corporate cards, free software, and flexible business credit for a serious spend and expense upgrade.
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Transforming spend & expense management for thousands of businesses
Control. Simplify. Save.
BILL Spend & Expense is the all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.
Business credit
Fast and flexible credit for businesses of all sizes. Apply in minutes.
Expense management
Expense management software that streamlines your expenses. No more expense reports. No more wasted time.
Budget management
Take control of your budgets and start spending smarter with customizable spend controls and policies.
Mobile app
Enable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time.
Virtual cards
Enable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time.
Reimbursements
Track out-of-pocket expenses and manage reimbursements all in one place with BILL Spend & Expense.
“Every [Divvy card] transaction takes 10 seconds total for me to review and book. There were 833 transactions on the old system in July, so potentially 4.5 hours could be saved each month just by using [our Divvy Cards].”
Stephanie Ho, Senior Accountant
Lambda
“On a scale of 1 to 10, the anxiety around expense management before [the Divvy Cards] was a 12. After, the anxiety fell to a 1.”
Steve Chaney, Managing Partner
Chaney & Associates
“I believe we’re saving thousands of dollars a quarter as a result of real-time budget tracking.”
Lou Lombardo, CFO
Golf Genius
Frequently asked questions
How do I get started with BILL Spend & Expense?
You can take a 30-minute demo to see how our corporate card can help you ditch expense reports and take control of your budgets. We can also give you automated credit decisions within minutes.
Can I earn rewards using BILL Spend & Expense?
Yes! You can earn flexible rewards including cash back, travel, statement credits, and gift cards.
Will it integrate with my accounting software?
Our software has automatic 1-way sync with leading accounting systems, including:
QuickBooks Online
QuickBooks Desktop
Oracle Netsuite
Sage Intacct
Setting up the integration from scratch takes about 10–15 minutes including connecting and mapping the systems together.
How much does the product cost?
The software is free—we don’t have confusing contracts or hidden fees. So how do we make money by offering it? Every time you spend money on the Divvy Card, the merchant pays a fee to Visa and the issuing bank. When you spend using the Divvy Card, that fee is shared with us–allowing us to build and provide this software for free.
How many virtual cards can I create?
As many as you need. Want a separate virtual card for every vendor and every online purchase? No problem—you can create a new one in seconds.
