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Transforming spend & expense management for thousands of businesses

Control. Simplify. Save.

BILL Spend & Expense is the all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.

Business credit

Fast and flexible credit for businesses of all sizes. Apply in minutes.

Expense management

Expense management software that streamlines your expenses. No more expense reports. No more wasted time.

Budget management

Take control of your budgets and start spending smarter with customizable spend controls and policies.

Mobile app

Enable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time.

Virtual cards

Enable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time.

Reimbursements

Track out-of-pocket expenses and manage reimbursements all in one place with BILL Spend & Expense.

Spend & Expense pricing

$0
user/
month

No hidden fees or contracts2

Completely free-to-use software

As many physical and virtual cards as you need

Get started
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Hear from real customers

“Every [Divvy card] transaction takes 10 seconds total for me to review and book. There were 833 transactions on the old system in July, so potentially 4.5 hours could be saved each month just by using [our Divvy Cards].”

Stephanie Ho, Senior Accountant
Lambda

Frequently asked questions

How do I get started with BILL Spend & Expense?
You can take a 30-minute demo to see how our corporate card can help you ditch expense reports and take control of your budgets. We can also give you automated credit decisions within minutes.
Can I earn rewards using BILL Spend & Expense?
Yes! You can earn flexible rewards including cash back, travel, statement credits, and gift cards.
Will it integrate with my accounting software?
Our software has automatic 1-way sync with leading accounting systems, including: 
  • QuickBooks Online
  • QuickBooks Desktop
  • Oracle Netsuite
  • Sage Intacct
Setting up the integration from scratch takes about 10–15 minutes including connecting and mapping the systems together.
How much does the product cost?
The software is free—we don’t have confusing contracts or hidden fees. So how do we make money by offering it? Every time you spend money on the Divvy Card, the merchant pays a fee to Visa and the issuing bank. When you spend using the Divvy Card, that fee is shared with us–allowing us to build and provide this software for free.
How many virtual cards can I create?
As many as you need. Want a separate virtual card for every vendor and every online purchase? No problem—you can create a new one in seconds.
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Ready to start spending smarter?

Get started