Spend $500. Get $500.

Close your books faster with BILL Spend & Expense’s free expense management software, powered by our Visa business card. Automate expense reports, set budgets across teams, and get real-time insights into your company spend. Plus, earn flexible rewards that work for you.

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Easy. Smart. Seamless.

Bill Spend & Expense is the all-in-one expense management solution that combines free software with access to the BILL Divvy Corporate Card² to provide a seamless experience for requesting, spending, and tracking your business finances.

Business credit
Access to fast and flexible credit for businesses of all sizes, with access to lines from $1000 - $5M. Apply in minutes.³
Expense management
Expense management software that helps to simplify and streamline your expenses.
Spend management
Budgeting software that helps you take control of your budgets and spend smarter.
Virtual Cards
Protect your business from fraud and overspending with BILL Divvy Corporate Card virtual cards.
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The BILL Divvy Corporate Card
vs. other corporate cards


No annual fees

Flexible rewards†

Seamless, automatic expense management with BILL Spend & Expense software

Access to virtual cards for greater control of your online purchases and subscriptions

Each employee gets a card that can be controlled by your admin

Set budgets to control spend

Other corporate cards

Annual & monthly fees

Set rewards

Used in combination with other software like Expensify, Concur, Excel, paper expense management, etc.

Some allow for virtual cards

Limited number of cards per organization

No spending locks or tracking

Expenses as easy as 1-2-3

illustrated hand with credit card

Employees spend, you get notified

Capture required information

Review, approve, and sync transactions

Budgets just got a whole lot easier

illustrated dollar bill

Have control over all your money

Send funds in seconds

illustrated computer and phone

See transactions as they happen

What users are saying


average monthly savings.


of users would recommend BILL to a friend.

12 hours

average monthly time savings.
Based on a survey of 127 BILL Spend & Expense users conducted by UserEvidence in March 2022.
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$500 is waiting. Take a demo today.

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¹Terms & Conditions apply. This offer is available only to qualified individuals 18 years of age or over. Additionally, this offer is available to US Residents who live within the borders of the United States. This offer is available for a limited time, with all rights reserved to discontinue or change the terms of the offer at any time, subject to applicable law. This offer may not be used in conjunction with any other offer or promotion. Applicants must submit an application using the designated BILL landing page for either a prepaid card or a business charge card. This offer is only valid for applications submitted before 11:59 pm MST 12/31/2024. By submitting an application to BILL, you, as an individual and the Authorizing Officer of the Company, (a) are requesting us to open an Account in the name of the Company, (b) are requesting that we issue Card(s) as you direct, and REPRESENTING THAT ALL CARD(S) ISSUED ON THE ACCOUNT WILL ONLY BE USED FOR COMMERCIAL OR BUSINESS PURPOSES. To qualify, customers must 1) open an account within 60 days of responding to this offer, 2) spend a minimum of $500 in Net Purchases on their BILL Corporate Card within 45 days of account creation, and 3) complete a balance payment of over $500 per the account payment terms. Net Purchases exclude cash advances, credits, chargebacks, and Plastiq or Melio payments. For more information on payment terms, please refer to your Cardholder Agreement. BILL will apply the $500 incentive as a statement credit to your BILL account within 60 days of your first successful balance payment over $500. Accounts that are closed, frozen or otherwise suspected of fraud, may not be eligible for a promotional reward, which is determined in BILL’s sole discretion.‍ ²Credit lines and the advertised range are not guaranteed and will be determined upon application approval. Card issued by Cross River Bank, member FDIC