Get fast and flexible business credit.

Our simple online application can approve credit lines from $1k to $100k in minutes. Further, BILL offers access to multiple underwriting methods that could unlock higher limits of up to $5M to help your business thrive.²

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The BILL Divvy Corporate Card is issued by Cross River Bank, member FDIC
²Credit lines and the advertised range are not guaranteed and will be determined upon application approval.

Getting approved is simple

Apply for credit

Get approved

Start spending

Credit card rewards plus software benefits

The BILL Divvy Card powered by Visa has all the perks and benefits you’d expect from a robust business credit line, plus free software to manage employee expenses and reimbursements with real-time visibility.

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What users are saying

Based on a survey of 127 BILL Spend & Expense users conducted by UserEvidence in March 2022.

94%

of users would recommend BILL to a friend.

$10K+

average monthly savings.

12 hrs

average monthly time savings.

The BILL Divvy Card
vs. other business cards

get started

BILL

No annual fees

Flexible rewards†

Seamless, automatic expense management with BILL Spend & Expense software

Access to virtual cards for greater control of your online purchases and subscriptions

Each employee gets a card that can be controlled by your admin

Set budgets to control spend

Other business cards

Annual & monthly fees

Set rewards

Used in combination with other software like Expensify, Concur, Excel, paper expense management, etc.

Some allow for virtual cards

Limited number of cards per organization

No spending locks or tracking

The BILL Divvy Card is issued by Cross River Bank, Member FDIC, and is not a deposit product.

†Terms Apply. For more information on the rewards program, check out our rewards page →

“A free card service that also gives us rewards—you can’t beat that. Plus, with [BILL], we can track our company’s credit card spend in one place.”

Steve Plowman

Controller at Artemis Health

Read the case study

BILL’s best-in-class software is free

That’s right. BILL’s world-class expense management software is free.

No hidden fees or contracts

As many physical/virtual BILL Divvy Corporate Cards as you need

Add-ons for a fraction of the price of competitors

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Ready to start spending smarter?

Join the millions who pay and get paid with BILL. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.