Transforming the financial operations of thousands of businesses

Delete busywork for good

Time to trash tedious expense reports and reconciliations. BILL Spend & Expense combines the BILL Divvy Card and free software to simplify spend control with scalable credit,2 uncapped cash back,3 streamlined reporting, and more.

And that’s just the beginning. BILL has launched even more tools to help finance teams delete busy:

  • POs = punishing ordeal? Not anymore. BILL Procurement (beta) automates procure-to-pay workflows in one place.
  • Show data silos the door. Integrate BILL’s core financial capabilities into your systems with the BILL API platform.
  • Steamroll repetitive payment processes and get back to full-speed-ahead expansions with BILL Multi-Entity.
  • Tedious transfers? Time to drop them. Now your clients can make 2,000 payments—in a flash.
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Dashboard mockup

The BILL Divvy Card vs. other corporate cards

BILL

No annual fees

Flexible rewards†

Seamless, automatic expense management with BILL Spend & Expense software

Access to virtual cards for greater control of your online purchases and subscriptions

Each employee gets a card that can be controlled by your admin

Set budgets to control spend

Other corporate cards

Annual & monthly fees

Set rewards

Used in combination with other software like Expensify, Concur, Excel, paper expense management, etc.

Some allow for virtual cards

Limited number of cards per organization

No spending locks or tracking

The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s bank partners.
The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.
†Terms apply. Learn more about rewards. →

Expenses as easy as 1-2-3

01

Employees spend,
you get notified

02

Capture required
information

03

Review, approve,
and
sync transactions

Budgets just got a whole lot easier

Have control over
all your money

Send funds in
seconds

See transactions
as they happen

The all-in-one expense management solution

Track, manage, and control all the ways your business spends in one place.

Business credit

Access to fast and flexible credit for businesses of all sizes, with access to lines from $1000 - $5M*. Apply in minutes.

Expense management

Expense management software that helps to simplify and streamline your expenses.

Spend management

Budgeting software that helps you take control of your budgets and spend smarter.
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*Credit lines are not guaranteed and will be determined upon application approval.
The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.

What users are saying

94%

of users would recommend BILL to a friend.*

$10K+

average monthly savings.*

*Based on a survey of 127 BILL Spend & Expense users
conducted by UserEvidence in March 2022.
12 hrs

average monthly time savings.*

*Based on a survey of 127 BILL Spend and Expense users
conducted by UserEvidence in March 2022.

Ready to see what your team can do with more time and less busywork?

Take a demo of BILL Spend & Expense and get an Apple Watch. Stop chasing receipts—and start chasing bigger goals.
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¹This offer is available for a limited time while supplies last, with all rights reserved to BILL to discontinue or change the terms of the offer at any time, subject to applicable law. Offer may not be used in conjunction with any other offer or promotion. Limit one offer per individual.  To qualify, you must attend a full demo (approx. 30 min by Zoom) with a BILL product representative (camera must be on for the duration), and be:  (1)  at least 18 years old; (2) a lawful U.S. resident;  (3) a verifiable business decision-maker or influencer in a company with over 20 full-time employees or greater than $20M in annual revenue; and (4) a new BILL S&E customer.  Those who have received another BILL promotional gift within the last 60 days are not eligible. To receive the gift, you must submit a demo request on behalf of your company using the designated BILL landing page and have scheduled your demo between June 1, 2025 11:59 AM and September 1, 2025 11:59 PM. The gift associated with this promotion will be shipped to you within 60 business days of demo completion. BILL will use the business email address you have provided to send the confirm shipping address - no personal email addresses. BILL reserves the right to ask for additional information or to withhold the gift in the event of suspected fraud, which will be determined in BILL’s sole discretion, subject to applicable law. You are responsible for all taxes associated with the gift.  Apple is not associated with this offer.

²Credit lines are not guaranteed and will be determined upon application approval

³The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement. Rewards are subject to your Rewards Agreement. For more information on Rewards see here.