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We work with all major accounting software

Control. Simplify. Save.

BILL Spend & Expense is the all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.

Business credit

Fast and flexible credit for businesses of all sizes. Apply in minutes.

Expense management

Expense management software that streamlines your expenses. No more expense reports. No more wasted time.

Budget management

Take control of your budgets and start spending smarter with customizable spend controls and policies.

Mobile app

Enable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time.

Virtual cards

Enable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time.

Reimbursements

Track out-of-pocket expenses and manage reimbursements all in one place with BILL Spend & Expense.

BILL occasionally uses AI-generated images in marketing materials for illustrative purposes only.
BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; The BILL Divvy Card may be issued by one of Divvy Pay, LLC's bank partners.
The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.
©2026 BILL Operations, LLC. BILL, the BILL logo, and the “b” logo are trademarks of BILL Operations, LLC. All other company names and brands are the property of their respective owners.

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We work with all major accounting software