February 5, 2026
At BILL, we believe SMBs and accounting firms shouldn't have to fight harder than large corporations just to keep operations moving. While the Fortune 500 solves complexity with custom systems and dedicated teams, the Fortune 5 Million is left with the burden of manual work—chasing documents and stitching together tools while trying to grow.
BILL is changing that. We’re putting AI to work to accelerate touchless finance, removing the daily friction so you can focus on what matters most.
This week, we introduced new and enhanced AI agents designed to eliminate those high-friction workflows and unlock high-impact growth. It's another step toward a touchless model where finance runs efficiently, securely, and at scale for the Fortune 5 Million.
New BILL Invoice Coding Agent: Making Transactions Touchless and Intelligent
Every business runs on transactions. They are the fuel of business, representing the very ecosystem required to grow. But as transaction volume grows, so does the manual effort required to manage them. The new BILL Invoice Coding Agent is designed to take that work off your plate.
The Agent, now available to AP customers, automatically extracts and codes complex, multi-line invoices. Trained on more than 250 million bills, including hundreds of thousands of highly complex invoices processed every year, it learns your historical coding patterns and applies them consistently at scale.
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Applied to an average of one million multi-line bills each month, the agent:
- Reduces coding steps by up to 89%
- Increases automated multi-line bill coding by nearly 50%
To get started with the BILL Invoice Coding Agent, visit BILL.com/ai.
What this means for you
This is a shift from simple automation to actual workflow elimination. Less manual entry. Fewer errors. Faster closes. Your team spends less time coding transactions, and more time focused on running the business.
“Managing AP for a dozen clients and hundreds of monthly invoices means repetitive manual coding and constant reviews, which can slow down our team. BILL’s Invoice Coding Agent will automatically handle that work, making the majority of complex multi-line bills touchless and cutting processing time by 75% each week. This will give us the capacity and confidence to focus on the client relationship and strategic initiatives." - T.J. Massingill, Founder of Shazam Accounting.
"Processing invoices every month can slow our finance team down. BILL’s Invoice Coding Agent cuts the busywork and reduces errors, freeing our team to focus on strategic work and growing the business. By automating complex, multi-line invoices, the agent gives us more capacity to invest in what matters most—supporting our customers including engineering firms, contractors, and materials suppliers, and scaling our solutions.” - Constanta Florescu, Staff Accountant at Headlight.
We’ve also expanded the BILL Transaction Agent to reduce time spent on everyday spend management tasks, including:
- Receipt capture from Gmail and auto-generated receipts
- AI-generated transaction notes that minimize manual work and improve clarity
Since the October launch, we’ve already seen a nearly 16x increase in automatically captured receipts - saving BILL customers more than 1,100 hours of manual work.
What this means for you
No more chasing receipts or transaction details after the fact. Expenses stay organized automatically, so reviews, approvals, month-end, and audits are easier and faster.
To learn more about the BILL Transaction Agent, visit BILL.com/ai.
New and Expanded Agents to Automate Vendor Management
Growth requires spend, and spend requires vendors. But managing vendor information and compliance often means constant follow-ups, emails and interruptions.
The new BILL Smart Response Agent will automatically draft answers to routine bill and payment questions from vendors and stakeholders, saving time on repetitive email chains.
The Smart Response Agent will be available soon in beta, with sign-ups now open for customers who want to cut down on the time it takes to answer repetitive vendor questions.
What this means for you
Less time on emails, fewer interruptions, and streamlined vendor and stakeholder communication. Many teams can reclaim significant time each month – in some cases, nearly three full days each month – without adding headcount.
BILL’s W-9 Agent, which we launched in October 2025, is now available to all BILL AP customers. It’s also now available on the BILL mobile app, giving teams real-time visibility into W-9 status and compliance control from anywhere.
This Agent autonomously collects tax documents, helping teams stay compliant without adding overhead. Since it launched in October, the Agent has already collected 40,000 W-9s for nearly 10,000 customers – saving them ~1,000 days of manual work.
What this means for you
Fewer follow-ups. Faster onboarding. Better compliance - without manual tracking or spreadsheets.
Proven > Promises
In a market full of AI promises, we’re focused on what’s proven: BILL AI agents are already eliminating some of the heaviest back-office burdens for SMBs and accounting firms. They’re trained on insights from over $1 trillion in payment transactions and more than one billion documents, across nearly 500,000 customers and a network of more than 8 million members.
Our newest agents take the next step. This isn’t about adding more tools. It’s about removing work, so finance runs smoothly today, and gets easier as you grow. And this is only the beginning–we are continuing to expand our lineup of agents to power the future of finance for our customers.
As these capabilities roll out across our platform, BILL’s latest AI agents are delivering touchless finance to the Fortune 5 Million—start experiencing the benefits of BILL AI today by visiting BILL.com/ai.
