BILL AI

AI accuracy powered by a trillion dollars of experience

We've been building AI in finance long before it was mainstream, and we're not slowing down. BILL AI is built into how you work, freeing you from the mundane so you can focus on the momentous.

Dynamic. Accurate. Trustworthy.

Built on experience. Powered by expertise. With AI that works where you do, you get powerful, intelligent financial automation to transform your business.

Introducing BILL AI agents

With BILL, AI is not a siloed tool. It’s embedded where your work actually happens. By tapping into BILL’s deep data history, BILL AI agents deliver accuracy across processes, payments, and customer support—with scale and security that no one else can touch.

BILL W-9 Agent

The first of its kind in our industry, the W-9 Agent autonomously emails your vendors to collect and enter W-9s—eliminating over 80% of the manual steps involved.

BILL Reconciliation Agent

Completes transactions for you, adds more context to purchases, and makes expense reports effortless.

Even more AI features


We're also introducing new AI-powered features for faster setup and smarter spend policies, and
BILL Assistant for instant, personalized support

BILL has been using AI for years

to power financial automation

Accelerate payment processes

Our AI is designed to understand and predict based on how you use BILL. Giving you faster, more accurate vendor search. Improved invoice predictions for repeat vendors. And streamlined invoicing by extracting and coding data in seconds to automatically flag duplicates and improve tracking.

Streamline expense management

AI-powered auto-categorization and receipt matching helps reduce manual data entry, improve accuracy, and all but eliminate incomplete expense reports. So you can eliminate costly errors and close your books in record time—every time.

Improve fraud protection

Predictive AI monitors your transactions in real time to detect suspicious activity and stop fraud in its tracks—while minimizing false positives. And with our intelligent approach to vendor onboarding and validation, you can safely add vendors with confidence.

Smiling woman at table in a modern office using laptop, with "Payment submitted" notification overlayed.

BILL Accounts Payable

A smartphone and tablet displaying a BILL dashboard for Marketing, a BILL Divvy Card sits in front.

BILL Spend & Expense

Two people on an orange couch in front of large windows discuss a document with graphs.

Accounting firms

Future Innovations

The start of unstoppable

 BILL is reshaping how businesses move, manage, and maximize their money.

The future of finance is intelligent.

AI agents are here.
More are on the way.

The BILL AI agents are here to help you cut busywork—and we’re just getting started. There are more ways to amplify your impact already in the works, with accuracy you can trust and control that stays in your hands.

Leave the manual baggage.
BILL has travel plans.

Managing travel spend can be ‌messy—lost receipts, manual uploads, and over-budget bookings. Next stop: more intelligent tools aimed to make business travel effortless for employees and stress-free for admins.

Global scale.
Local simplicity.

BILL already powers payments to 130+ countries and moves over 1% of US GDP. The next chapter: making it as simple for businesses to pay and manage vendors around the world as it is to do business next door.

The future of finance is intelligent

Delete busy. Amplify intelligence.

Finance for the Fortune 5 million

“We engage with over 300 vendors, and handling W-9 collection costs us time and resources—it’s a tedious and manual process with all the follow-ups and validations. The BILL W-9 Agent has introduced an innovative way to streamline how we engage with vendors. We see great potential for it to enhance our W-9 collection process for our growing fitness operations and are excited to implement it.”
Ellie Schad
Senior Accountant
Easy Mile Fitness

AI resources

Learn why nearly half a million businesses trust BILL AI.

Financial intelligence is more than just the end of busy. It’s the start of unstoppable.

The Fortune 500 have the tools and teams to win. The Fortune 5 Million—the small and midsize businesses driving our communities and national economy—don’t. BILL exists to change that.

The 2025 BILL Report: Building the Future of Finance

AI and automation reshape business priorities, says 2025 BILL Report, showing SMBs use AI to boost cash flow, fight fraud, and navigate economic uncertainty.

Experience hands-free accounts payable with BILL AI

Discover how AI in accounts payable can automate invoice processing, reduce errors, and improve efficiency, saving time and money for your business.

Frequently asked questions

Smash the status quo
with BILL AI

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