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The BILL Spend &
Expense App

Manage budgets, expenses, and more from the palm of your hand—all for free. Download from your favorite app store, or request a demo to see the full platform in action.

"Available on the App Store" with the Apple logo
"Get it on Google Play" with the Google Play logo
A smartphone displaying the Bill Spend & Expense app with the Bill logo above the screen.

Powerful features

Transaction auto-categorization

Let AI automatically categorize your transactions on every BILL Divvy Card* purchase so that you don’t have to.

OCR receipt validation

Our system automatically verifies uploaded receipts to ensure that they accurately correspond to their transactions.

Globally capable in 20+ currencies

Never mess up the mental math of currency conversion again with real-time visibility of spending in local currency.

*The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s bank partners. The BILL Divvy Card is not a deposit product.
For your specific lender, see your Card Agreement.
“BILL Spend & Expense reduces overspending and saves time with auto-categorization. This means for an average client with 50 team members, they might save about $600 per month.”
Jody Gruden
Founder
Summit CPA
Read Customer Story

Control spend from start to finish in the app

Cards

Activate physical cards and create and manage virtual cards.

Budgets

Manage assigned budgets and request additional funds.

Currencies

See and reconcile transactions in 20+ local currencies and counting.

Expenses

See and reconcile transactions in 20+ local currencies and counting.

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Smiling woman holding a box and checking her phone with a digital budget summary in british pounds displayed beside her.

Manage cards

Cards for all employees

No more card sharing. BILL Divvy Cards can be provided to all of your employees 
to use with assigned budgets.

Activate physical cards

All users can activate their BILL Divvy Card directly within the app and start spending as soon as they are added to a budget and given funds.

As many virtual cards as you need

Prevent overspending and fraud by setting spend limits on virtual cards for 
vendors, subscriptions, and one-time purchases—all managed within the app.

Spend on Google or Apple Pay

Enjoy the convenience of Google or Apple Pay with your BILL Divvy Card. Both physical and virtual cards can be added into your digital wallet to be used from your phone or smartwatch.

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A smartphone shows the BILL Spend & Expense mobile app with card summary and available balance; a white BILL Divvy card is displayed in front.

Go global

Easily manage your team’s international spending, reimbursements, and expenses in local currencies—so spending across borders never slows you down.

Geographic currency updates

The app will notice and invite you to change your currency view when you switch countries.

Spend in any currency

See and manage expenses in 20+ currencies—no conversions, no confusion.

Reimburse internationally

Submit expenses in the currency you spent for simple, accurate reimbursement.

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"Currency set" and "Location set" notifications with checkmarks, featuring dollar, yen, and pound symbols on an orange background.

Control budgets

Control spending before it happens

BILL Spend & Expense budgets provide admins with a powerful tool to control spending across the organization—transactions over these limits are automatically declined.

Send and request funds

Users can request additional funds for any budget at the click of a button. Admins can approve or deny requests directly from the notification—without ever opening the app.

Real-time spend

See transactions as they come through and watch the additional spend immediately reflected in the available budget.

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App UI with budget breakdown chart for Q1 showing assigned, available, and spent amounts, with a limit of $87,000.

Review expenses

Streamline month end processes

Spenders can categorize a purchase with a few taps—then it’s ready for quick integration into your accounting software. It's that easy.

Real-time visibility

BILL Spend & Expense shows all spend in one place. See transactions as they come through in real time across all budgets and teams.

Simplified reimbursements

BILL Spend & Expense allows you to track reimbursements right alongside card spend. Save time for you and your team with mobile receipt uploads and ACH reimbursements.

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Smartphone displaying the BILL Spend & Expense mobile app showing a Marketing budget and alist of members and assigned dollar amounts.

Download the BILL Spend & Expense app

Manage budgets and expenses on the go.

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