BILL Pay By Card
Earn card rewards and better manage cash flow
Now you can pay vendors by credit card—even if they don’t typically accept cards.
Get Started
Why pay vendors with your credit card?
Pay by credit card to earn rewards and defer payments.
Earn rewards
Collect all your favorite perks—points, miles, rebates, and more—when you pay vendors with your credit card.
Defer payments
Give yourself more time to settle debts and free up cash flow with credit card payments to vendors.
Keep everything in sync
Reduce errors and cut down on manual data entry with automatic syncs to leading accounting software.
Easy to get started. Easy to use.
Jump in and start reaping the rewards.
How Pay By Card works
Decide which bill(s) you want to pay by card.
Add your Mastercard, Visa, American Express, or Discover card.
Make a card payment with your added credit or debit card, whether the vendor accepts credit card payments or not!
BILL will charge your card for the payment (plus an industry-standard 2.9% transaction fee) and then pay your vendor via ACH, check, or virtual card depending on how they are set up in BILL

Paying by credit card can cost less than you think. And offers more than you know.
Pay By Card
Savings estimator
This calculator shows you how to offset credit card processing fees with tax benefits, cash back rewards, and early pay discounts. When you do the math, the benefits of making credit card payments could outweigh the costs.
Use BILL Pay By Card to keep more cash on hand, make faster payments, and rack up credit card rewards—all while paying less than you imagined.1
Fill out the fields to calculate your savings
Streamline your payments and workflow
Increase your efficiency and save time when you automate your payables process, from capturing invoices to streamlining approvals.
