BILL vs. Melio for financial operations
Take control of your accounts payable, accounts receivable, spend, and expenses with the BILL financial operations platform.
Expense management
BILL Spend & Expense offers a complete solution for managing your spend and expenses with ease.
Integrations
Accounting software syncs can make or break your financial operations. Luckily, BILL syncs with more top apps than Melio.
More ways to pay
By offering payments via ACH, card, virtual card, and check—plus international payments to 130+ countries.
See why BILL is the smart choice
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Customers are saving time and money with BILL
"With BILL Accounts Payable, I can process hundreds of payments efficiently [the same day we receive them] . . . That helps us take advantage of early payment discounts and maintain strong ties with our vendors."
"With BILL, we can provide detailed impact reports . . . that kind of granular data helps our corporate partners demonstrate the real-world impact of their giving."
"BILL Accounts Payable does it all in one shot, using the same process for both domestic and international payments."
"BILL Spend & Expense not only gives insights into real-time spending, but can help gauge future trends when cash flow may not be high."
Join the nearly half a million businesses that put their trust in BILL
Even more reasons to love BILL
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Frequently asked questions
BILL supports ACH, card, virtual card, check (including options to pay faster), and international payments to 130+ countries.
Yes. BILL supports international payments to over 130 countries, allowing businesses to pay international vendors efficiently and securely. You can even make payments in local currencies without wire fees, get competitive exchange rates for over 100 different currencies, and avoid bank intermediary fees.
Yes. BILL offers live chat and phone support with real, live humans for all its customers.
BILL implements strict security measures to ensure the safety of your payments, including annual SOC1 and SOC2 Type II audits, AML and OFAC programs, advanced security software, 256-bit encryption, TLS for data transfer, two-step verification, secure data center facilities, processing through a digital payment network, virtual card payments, and Positive Pay for checks.
Collectively, these measures protect your payment data and guarantee secure transactions. For more information visit bill.com/product/security.
Yes. With BILL, you can set up internal approval preferences and workflows, so bills can be reviewed and approved only by designated approvers.
You can also create custom approval policies to fit specific needs: for example, if the approval process involves multiple approvers, you can set notifications to remind them when their participation is required. You can also utilize the BILL mobile app to approve or deny bills wherever you work.
BILL offers a full-featured mobile app where you can manage both your AP and AR processes from wherever you're working today. Melio also has a mobile app that allows users to pay vendors, but doesn’t have any AR functionality.
BILL integrates with many top accounting and financial software platforms to enhance your financial operations capabilities, including QuickBooks, NetSuite, Sage Intacct, and Xero. Melio only syncs with Quickbooks and Xero.