BILL vs. Ramp for financial operations
Take control of your accounts payable, accounts receivable, spend, and expenses with the BILL financial operations platform.
Flexible accounts receivable
Pay and get paid—your way. With BILL, you can quickly send and create invoices, configure payment reminders, and get on with your day.
Free spend & expense management software
All BILL Spend & Expense features are available at no cost—including capabilities that Ramp either lacks or charges extra for, like NetSuite and Sage Intacct integrations.
Premium support & services
Live phone and chat support from real, helpful humans 7 days a week, plus white-glove implementation at no additional cost.
Comparing BILL vs. Ramp
See how BILL streamlines your financial operations from top to bottom—so you can get things done and get back to growing your business.
Customers are saving time and money with BILL
“[With BILL Spend & Expense] you could control the amount of [employee] spending. You could look at the budgets and receipts at any time, on a real time basis.”
“BILL’s international payment capability Local Transfer has helped us speed up our payments to same-day delivery. The process is now so straightforward and fast—I simply review and pay.”
“With BILL, once the vendor has accepted the connection and set up their bank account, the payment timeline is much faster and more cost-effective."
“BILL allows us to set up individual workflows so we can easily see audit trails [and we] can give auditors access to documentation within BILL so they can see invoices.”
"BILL Spend & Expense not only gives insights into real-time spending, but can help gauge future trends when cash flow may not be high."
Join the nearly half a million businesses that put their trust in BILL
Even more reasons to love BILL
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Frequently asked questions
BILL supports ACH, card, virtual card, check (including options to pay faster), and international payments to 130+ countries.
Yes. BILL offers an automation platform for AR that helps businesses streamline how they create, send, and manage invoices, so they can get paid faster.
Yes. BILL supports international payments to over 130 countries, allowing businesses to pay international vendors efficiently and securely. You can even make payments in local currencies without wire fees, get competitive exchange rates for over 100 different currencies, and avoid bank intermediary fees.
Yes. BILL offers live chat and phone support with real, live humans for all its customers.
BILL implements strict security measures to ensure the safety of your payments, including annual SOC1 and SOC2 Type II audits, AML and OFAC programs, advanced security software, 256-bit encryption, TLS for data transfer, two-step verification, secure data center facilities, processing through a digital payment network, virtual card payments, and Positive Pay for checks. Collectively, these measures protect your payment data and guarantee secure transactions. For more information visit bill.com/product/security.
Yes. With BILL, you can set up internal approval preferences and workflows, so bills can be reviewed and approved only by designated approvers. You can also create custom approval policies to fit specific needs: for example, if the approval process involves multiple approvers, you can set notifications to remind them when their participation is required. You can also utilize the BILL mobile app to approve or deny bills wherever you work.
BILL offers a full-featured, 5-star rated mobile app where you can manage both your AP and AR processes from wherever you're working today. BILL also offers The BILL Spend & Expense App, allowing you to manage budgets, expenses, and more from the palm of your hand.
BILL integrates with many top accounting and financial software platforms to enhance your financial operations capabilities, including QuickBooks, NetSuite, Sage Intacct, Microsoft 365, and Xero—at no extra charge for all users. Securely connect with +7M in-network vendors regardless of what accounting system you use.