transforming spend & expense management for thousands of businesses

Control. Simplify. Save.

BILL Spend & Expense is the all-in-one expense management solution that combines free software with access to the BILL Divvy Corporate Card² to provide you with real-time visibility and customizable control over your business finances.
What customers are saying about BILL Spend & Expense

“Calendly has saved 7-10 hours a month and about $15-20k a year on expense reporting since switching to BILL Spend & Expense.”

Jonathan Rue, Senior Finance/Accounting Analyst

"BILL Spend & Expense allows us to close our month end books in days rather than weeks."

Jeff Vandergiessen, CEO

"We save so much time on expense reports, and we've been able to capitalize on rewards to pay for almost $10,000 worth of travel costs recently!"

Carrie Leggins, Director of Operations

"It has made a big impact on our ability to distribute funds, track, and give autonomy to our departments. It's super user friendly and I like the rewards as well."

Heather Amann, CFO

Get rewarded

Earn rewards and take advantage of flexible redemption offerings that put money back in your pocket.

Cash back


Statement credit

Gift cards

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Accounting integrations

BILL Spend & Expense works where you do.

Intuit QuickBooks
Oracle NetSuite
Sage Intacct
What users are saying


average monthly savings.


of users would recommend BILL to a friend.

12 hours

average monthly time savings.
Based on a survey of 127 BILL Spend & Expense users conducted by UserEvidence in March 2022.

Free software combined with flexible credit²

That’s right. BILL Spend & Expense’s world-class spend management software is free.

No hidden fees or contracts

As many physical and virtual cards as you need

Highly-rated, full-featured mobile app for all users

get started
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¹Credit lines and the advertised range are not guaranteed and will be determined upon application approval.

²BILL Divvy Corporate Card is issued by Cross River Bank, member FDIC.