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BILL Cash Account Payments Promo Terms and Conditions

Offer: Eligible BILL Cash Account customers receive up to 100 free standard ACH payments (non-expedited, outgoing, domestic ACH transaction) through ACH transaction fee credits when they open a new BILL Cash Account (approx. $59.50 maximum value). Fees credited monthly; taxes paid on ACH fees not credited.

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Eligibility: Offer only available to current customers of BILL Accounts Payable (BILL AP) who submitted their application for a BILL Cash Account on or after January 12, 2026 and on or before March 31, 2026. Transaction eligibility begins on the day of approval for BILL Cash Account and ends upon the earlier of 100 standard ACH payments completed OR 90 days elapsed, whichever comes first. Offer only available once per customer. No minimum balance required.

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Qualifying Transactions: ACH transaction fee credits are only available for standard ACH payments sent through BILL AP that are funded from the BILL Cash Account. Offer is not available for same-day ACH, wires, cards, checks, or other payment methods. If a payment is canceled before processing, it will not count toward the qualifying transaction total. We may modify or terminate the offer at any time. Void where prohibited.

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ACH Transaction Fee Credits: ACH transaction fees will be charged to the account in the normal method at the time of each qualifying transaction. Approximately every 30 days after account opening, BILL will calculate ACH transaction fee credits for associated transactions and transfer such credits to the BILL Cash Account within three (3) business days of the calculation date. Please note, any relevant taxes on ACH fees are not credited. This promotion may be modified, suspended, or terminated at any time. Customers who enroll during the promotional period will retain access to their promotional credits for 90 days from account opening and any unused ACH transaction fee credits will expire after the 90 days. Customers are responsible for determining if the credits are taxable. If the Cash Account is closed or deactivated before credits are posted, any unused free ACH transactions and any pending credit amounts will be forfeited.

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BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; The BILL Divvy Card may be issued by one of Divvy Pay, LLC's bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.
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